If this was how another company would treat me before I paid them I knew it wasn't going to get any better after I paid them. Finding the perfect apartment is every city-dwellers dream, but only becomes a reality if you can meet strict financial and credit requirements imposed by landlords. I had an eviction on my record due to living with some roommates several years ago and they let the apartment get taken after I moved out but they were still living there until the lease was up. anyhow, not sure how i found this company, but they said they could get me approved if i can prove my income i could,so i signed up they said their fee is equal to 1 month's rent plus 250. OK pretty high but, i need the location for my daughters school anyhoo.. they told me they can prove to my for as little as 500 bucks down towards my total fee with an approval from the property i picked well, lets say i was SOLD when i got my WELCOME LETTER from the property and called them to confirm if its really REALLY for real ! This fool wrote me a nasty text after first meeting him them pressure into giving by a deadline 3 hrs away. Apply at a participating property. Do you look at the combined annual income of all of us or do we each need to meet the minimum 27.5x the monthly rent level? | Consumer Protection Notice That is why our Leasing Program allow clients the FREEDOM to live where they want! Oh did I mention they got me into a very very new apartment complex and its very modern and so beautiful. Bark to their hearts content when they don't get what they want or the attention they want. Hahaha I asked ONE question!!! If US, a minimum annual income of 27.5x the monthly rent OR cash liquid assets/publicly held securities of a minimum of 50x the monthly rent, and decent to good credit. Bait-and-switching can take various forms. Argonaut Insurance Company is rated A- (Excellent) by A.M. Best, and is located at 225 West Washington, 6th Floor, Chicago, IL 60606. YOUR APPROVAL IS 100% GUARANTEED. The best part is theyre Nationwide, so even if you have staff in Multiple States, Bums!!! I am self-employed and my earnings vary significantly from year to year. Can I qualify for the Insurent Lease Guaranty? Helping people get approved in all 50 states. "They'll only show you one of the rooms, or not disclose it's right next to train tracks that'll keep you up all night," Coon said. All 50 states. Preserve your credit with no credit check qualification. The reality is that background checks are fairly standardized and shouldn't cost more than about $50 or $75. We highly recommend Guaranteed Apartment Approval Also, I have proof and pictures of how professional their staff is. In the event that you fall into that category, please email us at, Yes. In the event that the insurer is required to make any payments to the landlord on your behalf, you will be subject to legal action for the full recovery of any such payments and your credit report will be negatively affected. Click Here to fill out an Online Pre-Qualification form. Award winning company since 2018. Our agents are available from 10 to 7 CST. Home Approval. Ryan Coon, CEO of online property management platform Avail, has seen it happen numerous times. This building is located in Brea in Orange County zip code 92821. That's good advice at every step of the process, from when you evaluate the online listing to when you sign for the keys. Does the use of the Insurent Lease Guaranty mean that I cannot be evicted if I stop paying my rent or breach any other provision of the lease? We never charge renters any fees to consult with any of our staff or any application fees or other fees to renters. Our approvals are income-driven. What is the duration of the Insurent Lease Guaranty? If you need a co-signer, apply with OneApp Guarantee. The Insurent Lease Guaranty is presently available for market-rate and rent-stabilized apartments only, and it cannot be utilized for rent-controlled apartments. While it has an annual fee, it's lower than many competitors and it reports payments to all three credit scores. Alternately, there might never have been a great property to begin with just a terrible apartment with good PR. Insurent requires separate applications from signatories because all signatories are bound to the rights and obligations under the lease. Guaranteed Apartment Approval Complaints Complaints Guaranteed Apartment Approval Apartment Rental Service View Business profile Customer Complaints Summary Business's Response Rate:. That is why our Leasing Program allow clients When you sign a lease agreement, make sure . We usually prequalify within 30 minutes and send Qualification Certificates and issue the Guaranty within 24 hours. Copyright 2015 - 2023 by Nationwide Financial Solutions, LLC. It's like having a whole new credit profile and starting over with zero credit and history. They are helping me get a fresh start after a nasty divorce that ruined my credit history etc. This cookie is set by GDPR Cookie Consent plugin. Advertisement cookies are used to provide visitors with relevant ads and marketing campaigns. However, they didn't know I always get everything agreed in writing. or had a bad credit score, but with us, you can get approved for the apartment of your dreams. A Wholly Owned Subsidiary of Nationwide Financial Solutions, LLC. A roommate who is not a signatory does not need to submit an application to Insurent. After I found one i liked they started me with 500 towards my total service fee. Evictions, Broken Lease, Bad Credit, etc. Guaranteed Apartment Approval 2.1 7 reviews | Residential Leasing | Sterling Heights, MI 48313 United States 13854 Lakeside Cir #402, Suite 402, Sterling Heights, MI 48313 United States Call business https://www.guaranteedapartmentapproval.com/ Real Estate Suggest edits Request appointment Top Real Estate in your area In fact, you will be subject to legal action for the full recovery of any payments that the insurer makes to the landlord on your behalf. In the event that you stop paying your rent or breach any other provision of the lease, the landlord will still take legal action that includes the commencement of an eviction proceeding against you. I TREC Information About Broker Services Work more efficiently with pre-approved renters. We'll be your co-signer. The renter(s) must have decent to good credit to be issued an Insurent Guaranty for their lease. It is a 9 digit number that is fully tri-merged with the Social Security Administration. I wish I heard of them before spending hundreds of $ on applications. We'll contact your three apartments or single family rental choices listed on your Application for approval. Self employed renters are almost one-third of our business. Its fast, easy, and most importantly secure. The job acceptance letter is sufficient verification of your annual income for you to be eligible to qualify for an Insurent Lease Guaranty. We have been around over 10 years now starting our business in 2009. We have seen every scenario and were here to help. Our apartment guarantor service approvals are not credit-based. The renter(s) pays for the Insurent Lease Guaranty. The cookie is used to store the user consent for the cookies in the category "Analytics". I always got a prompt response from them when I texted. Don't assume that just because you've agreed in advance on the rent, fees, and other details, that it's captured accurately in the final lease agreement. All you need to do is provide Renter's Insurance and Proof of Utility Service in your name and arrive to pick up your keys to your new home! On average, the guaranty fee for U.S. parties will approximate 70% - 90% of a month's rent for the one year lease guaranty. We also use third-party cookies that help us analyze and understand how you use this website. GET ACCEPTED A CPN (Credit Profile Number) is the primary component in getting you approved for your apartment. We screen and stand behind renters we verify. I'm really hoping to at least speak to someone. Insurent simplifies and eases the rental process for renters, brokers and landlords/property owners. The real question is: why not? Landlords are guaranteed their rent in full each month. This business was made for me! 2: GET APPROVED We screen based on our own set of compassionate criteria, and we stand behind every person we approve. If your financial profile is difficult to assess by standard means, we can dissect it almost forensically. knowledgeable staff outlined the different options, then helped us get approved for the apartment. Who pays for the Insurent Lease Guaranty? Thankfully, the same precautions can help navigate you through most common apartment scams safely. But before she did, Nardo drove across town to see the location for herself, and discovered the bad news: It was not for rent at all. If I have a roommate who will also be signing the lease, do we both have to apply for a lease guaranty, and pay fees? The Insurent Lease Guaranty Program is underwritten and issued by Argonaut Insurance Company, a property and casualty insurance company rated A (Excellent) by A.M. Best and licensed in New York and 48 other states. Since, I've gotten emails from David Rothchild & their Visnova USA corporate compliance team that their working on it. We are the #1 Apartment Approval Company in the nation. "Scammers place fraudulent listings, and when someone reaches out to them, they're instructed to wire money in order for them to hold it or take it off the market," he told Business Insider. If she had wired any cash, it would have been gone without a trace. One particular apartment was in processing with them and requested a admin fee of $620 which I paid promptly to avoid anymore delays. I asked a simple question of is this a scam and they got defensive. The "listing agent" Nardo had been chatting with online was a fraud who had likely scraped the information off the legitimate listing. found this company online and b/c i couldnt get approved to rent on my own from when i lost my job few years ago had an eviction my my record and owed the last apt complex thousands (they got me) i didnt have the money back then to fight it and got slammed with excessive fees. In the Real Estate Rental Agency category. If a listing agent wants you to write a check for $100 or more, you may be getting taken advantage of. We walk you thru the process. I got a lease guarantor for my apartment here in brooklyn. However, what you can expect is an honest response from us, as always. What is the Insurent Lease Guaranty Program? The Insurent Lease Guaranty Program is the first and leading provider of institutional guarantees on residential leases accepted in over 775,000 apartments representing over 8,000 buildings in the markets of New York, New Jersey, Massachusetts, Illinois, Maryland, Virginia, Washington DC, Nevada, California and Florida. Can I get pre-approved and fully approved for the Insurent Lease Guaranty before I find an apartment? Can I still qualify for an Insurent Lease Guaranty? ONE!!! You received a message we cannot assist. We issue guarantees for graduating college and professional school students entering the workforce; non U.S. employed persons relocating to the U.S.; U.S. and international students with Responsible Parties; self-employed persons; relocating persons; non-employed U.S. and non U.S. persons with significant cash liquid assets; retired creditworthy individuals; and U.S. And that wasn't even the worst possible outcome. Our Apartment Approval Program is the best in the nation. In such event, such liquid assets would need to be a minimum of 50x the monthly rent that you are seeking. If you claim we have charged you anything, you have the wrong company. We also help with building credit with our step by step process. Yes. The father (or mother or some relative overseas or here) will just need to have a minimum annual income of 50x the monthly rent in their home country or a minimum of cash liquid assets/marketable securities held by them in their home country of 80x the monthly rent. If I pay the guaranty fee and do not receive the apartment, do I receive a refund. The "listing agent" Nardo had been chatting with online was a fraud who had likely scraped the information off the legitimate listing. I have to hand it to them not many people actually do what they say these days.I HIGHLY recommend these folks and if you have the same issues as me they are a SAFE bet thanks for the lovely review. They're strict, but considering the business they're in, it's to be expected. Our Program has a 100% success rate for approvals. In the event that you fall into that category, please email us at, Yes. The Insurent Program issues guarantees for non U.S. persons with no U.S. based credit history. Ready to rent a new Home. I'll remove this review if the company contacts me via phone not email and tells me what's going on sorry we could'nt help you. Thank You! Submit copy of last years tax return or accountants letter and a copy of your drivers license or passport. This company came through and for 3.5 years we have used them with ZERO issues. Evictions, Eviction Help, Second Chance Apartments, 2nd Chance Apartments, Renters Identification Number, How to rent with evictions, Evictions Accepted, Eviction Removal Programs, Second Chance Apartment Rentals . process was a breeze and it helped us begin our new life together! they can assist. SEMI CUSTOM APPROVAL Our semi-custom approval is a method we use to get people approved that are looking for lower budget properties. Submit a copy of bank/ brokerage statement and ID. The landlord will not countersign the lease until the Insurent Lease Guaranty has been issued to the landlord. Which I never did due to the covid-19 pandemic. The 5 star review is beyond fake. This company gave me a quality way to live for 7 years. It's especially dangerous to try to rent an apartment remotely, from out of state, but if you're willing to take that risk, insist on a tour of the location via FaceTime. Even if you haven't found the perfect rental just yet, understanding the application process in advance will make everything a lot less stressful. Less scrupulous landlords know this and capitalize on it to extract extra cash from you up front on fees like background checks. Guaranteed Apartment Approval helped us find the perfect apartment to begin our family. You have to be patient with responses as they get so many applicants.. they will get back to you, IF you qualify. Hey thanks for the kind words! GREAT LOCATION! Joule La Floresta. My wife and I were in a bad spot with our credit due to medical bankruptcy so we couldn't get approved for rentals. Copyright 2023 Apartment Approval Asap Powered by Apartment Approval Asap. They are very clear about this on their website the helped me and my son out of an abusive situation and able to rent a gorgeous apartment. Lets work together to get those negative items remove from you credit file. YOUR APPROVAL IS 100% GUARANTEED SIGN UP NOW! You should vet the listing agent before handing over any money to be sure that he or she is, at the very least, an actual agent or the landlord with the legal authority to rent the apartment. I've had no problems or issues the entire time I used their services. And got treated with such disrespect. Non-US persons qualify as long as they have a minimum annual income of 27.5x the monthly rent OR have a minimum of 50x the monthly rent in the bank/publicly held securities here or abroad. If you need a co-signer, apply with OneApp Guarantee. From the multiple email addresses used to contact us, when we clearly tell our agents to avoid confrontation with such vile human beings.TEXT MSG THREAT:Text Message: https://ibb.co/NsrPDmFAnyone should steer clear of this woman Annalise Foxx and her delusions grandeur, infalted sense of importance where she feels she is exempt from rules others have to follow, or wait to be attended to or she will cry out fowl that your business is a SCAM.Scams particularly invloves someone calling another and the other party losing money. We declined the appointment. What markets are covered by the Insurent Lease Guaranty Program? thanks again!! About 250 E Acacia St. If you don't meet the income or background requirements, don't expect a call. the FREEDOM to live where they want! But even that may not be enough. You can search the Insurent database of certified buildings. I asked several of their apartments they claim to work with, and theyve never heard of this company or its affiliates. Now we have rebuilt our credit we have transferred our rental into our name painlessly and will be buying shortly! Find out how we combat fake reviews. You will be liable for any amounts paid on your behalf plus any legal fees incurred to collect those amounts from you. The area i am in requires at lease 3x rent as income and i know alone i don't hit that mark so i'm having someone live with me. Prettty simple, I paid with my credit card to this company, then filled out the paperwork with my guarantor company then just signed the lease online the next day. No scam, no fly by night company. Easy, done. Luxury No Credit Check Apt Approval and Lease Guarantor. Guaranteed apartment approval actually promotes you to go and see the apartment before applying, so how that could of been the issue was surprising and suspicious to me. Guaranteed Approval. And while a lease isn't essential some landlords and renters are comfortable with a month-to-month agreement without one, you have no protection from being thrown out two months after carrying the last box through the door. Country Woods Apartment Homes. Analytical cookies are used to understand how visitors interact with the website. The Responsible Party is just a signatory on our Agreement and have nothing to do with the lease. We manually search for a match for you once we receive your request. Need help Getting Approved. Insurent's hours of operation are Monday-Friday from 9:30 a.m. to 6:00 p.m. (EST), and Saturday and Sunday from 12noon to 5:00 p.m. (EST) excluding holidays. Took about 5 days and then I called the property to make sure and I got confirmation from the manager it's a done deal. If you can prove your income, we make it work. We can also combine parents to meet the above tests. This company wasted my time and money. My credit got damaged years ago due to a divorce. They have ONE number that always goes to voicemail, but they always text. Beat local competitors. More Approvals 2023 Trustpilot, Inc. All rights reserved. It's especially critical to never submit a lease application or credit check for a property you've only seen online and to a listing agent whom you've only talked to remotely. How long does it take to process the application for the Insurent Lease Guaranty? "This happens a lot in the short-term space," Coon said, referring to Airbnb-style rentals. I was able to get a bigger and better apartment on my own after using them and my credit score has increased as well. Guaranteed Apartment Approval credit qualified for me so I wouldn't have to. If two or more roommates will sign a lease (i.e., act as signatories), and if one of the signatories intends to apply for an Insurent Lease Guaranty, then all signatories must apply for a lease guaranty.
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